Best Credit Cards for Lyft and Everything You Need to Know
After noticing the importance of credit cards, financial institutes, and banking sectors have started providing various credit cards. All credit cards have different uses and purposes.
Likewise, here we have one such option, the Lyft Credit Card, which is popular for travel purposes. By using this credit card, you can easily save money compared to other such credit cards, whether you need a driver after dinner with friends or for any other business traveling.
With the help of a Lyft credit card, you can take advantage of many benefits and get more rewards. Not only that, but the cardholder also can earn more bonus points.
Now, let’s move forward and learn a few ways to choose the best credit card for Lyft quickly.
How to Select the Best Credit Card for Lyft:
If we talk about selecting the best credit card for Lyft, then you have a range of options by which you can easily access this card. But if you want to get the best credit card for Lyft, then you have to consider some things, like the kind of extra benefits you can earn, bonuses you get, etc.
Besides that, you also need to compare the usage and benefits of other cards with your card and check some things, such as travel-based categories, whether it offers on-the-go travel security, and much more.
It is also essential to consider the advantages of a credit card, like Lyft credits or discounts, against the upfront cost of carrying the card and much more.
Simply put, when selecting the best credit card for Lyft, you need to consider all the essential information about the card, such as its reward systems, bonus points, and additional offers.
Here is a list of the four best personal cards you can select for Lyft.
Four Best Personal Cards for Lyft:
| Card | Annual fee | Why it’s excellent for Lyft |
| Chase Sapphire Reserve® | $550 | Earn 10X points per dollar spent on Lyft rides,
Chase Dining purchases and hotels and cars booked through Ultimate Rewards (after the first $300 is spent on travel purchases annually) |
| Chase Sapphire Preferred® Card | $95 | Earn 5X points per dollar spent on Lyft rides
and travel booked through Chase Ultimate Rewards |
| Citi Premier® Card | $95 | Earn 3X per dollar spent on restaurants, supermarkets, gas stations,
air travel, and hotels; take five Lyft rides each month and get a $10 in-app credit. |
| U.S. Bank Cash+® Visa Signature® Card | $0 | Earn 5% cash back on two categories you choose
(up to $2,000 in combined eligible purchases each quarter), which can include ground transportation, such as Lyft and Uber |
Let’s discuss all four cards in detail to clarify their usage.
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Chase Sapphire Reserve®:
We all have heard the name Chase Sapphire many times, right? But we only have a bit of information regarding Chase cards. So, let’s look at the Chase card before moving further into the discussion.
The Chase card option always stood in the first position. With the help of this card, you can easily earn 10X points per dollar spent on Lyft rides. A partnership between Chase and Lyft cards was announced in January 2020.
Moreover, the cardholder also gets the benefit of two years of free Lyft pink for all access, which is valued at $199/year. The “Lyft Pink All Access” is a type of membership that will be activated on December 31, 2024. In this membership, the cardholder will get 10% off Lux rides, free Grub Hub + for one year, free SIXT car rental upgrades, free unlimited e-bikes, scooter unlocks, and much more.
In addition, the cardholder receives an annual $300 travel credit and up to $100 credits every four years for TSA Precheck or Global Entry, which gives you top-level airport security and faster Lyft. With the help of Ultimate Rewards, you will earn 3X on travel and dining and 5X on booking your flights.
At present, if you talk about CChase’soffers provide opportunities for their cardholder to earn up to 60,000 points after spending $4,000 on purchases for the first three months.
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Chase Sapphire Preferred® Card:
There is not much difference between the Chase Sapphire Reserve card and the Chase Sapphire Preferred card. If you select Lyft rides and travel bookings by taking the Chase Ultimate Rewards, then you get 5X points per dollar you spend.
With the help of the Sapphire Preferred card, you can also earn 2X per dollar, which you spend on traveling, 1X dollars on other purchases, and 3X on dining, delivery, takeout, online grocery purchases, etc.
If you are new to this card membership, you can also earn 60,000 points after spending $4,000 on purchases within the first three months.
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Citi Premier® Card:
This card category is mainly helpful for those who are included in travel bonus categories. The annual fees for the Citi Premier Card are almost the same as those for the Chase Sapphire Preferred card. You can earn 3X per dollar if you spend your money on restaurants, supermarkets, gas stations, air travel, or hotels. The Citi Premier offer is the same as the Sapphire preferred card.
The cardholder also benefits from the additional bonus system, which consists of the Lyft World Elite Mastercard Program. Right now, it offers $10 credit straight to your Lyft app after each fifth ride every month.
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U.S. Bank Cash+® Visa Signature® Card:
The significant advantage of the U.S. Bank Cash+Visa Signature Card is that it offers flexible earning potential. You can earn 5% cash back on any two categories for up to $2,000 in eligible purchases each quarter. One of the categories of this card is “round Transportation,” which includes services like Lyft and Uber.
These card members can earn a $200 bonus once they spend $1,000 in purchases within the first 120 days of opening their accounts. It also has $0 annual fees.
So, these four personal cards are specially used for Lyft.
Now, here we have two more of the best credit card options for Lyft, which are mainly used for business purposes;
| Card | Annual fee | Why it is excellent for Lyft |
| Ink Business Preferred®
Credit Card |
$95 | Earn 5X points per dollar
spent on Lyft rides |
| The Blue Business® Plus Credit
Card from American Express |
$0 See rates and fees
(Terms apply) |
Earn 2X Membership Rewards points
on everyday eligible business purchases up to $50,000 each year, and 1X points on eligible purchases after that |
Customer Reviews:
From the ccustomer’sperspective, Lyft is a safe type of credit card, which is helpful for those who want to earn more rewards, bonus points, and much more. The cardholder gets many benefits from their membership, such as discounts, bonuses, etc. Still, the only thing is that the annual fee for personal Lyft is relatively higher than that of the business.
Conclusion:
We have already discussed a range of credit cards, each with its purpose and usage. All the cards have unique features and different bonus and reward systems.
Thus, this article helped us learn about some of the best credit cards for Lyft, such as personal credit cards and others for business purposes. We have also discussed their customers’ points of view regarding the best credit cards for Lyft. I hope you have received all the informative details regarding which credit card to use for Lyft.