Amex Trifecta vs. Chase Trifecta: Benefits, Charges, and Everything You Need to Know
Using an online mode of payment is quite beneficial. We all use one or an online wallet to pay for our day-to-day expenses, including groceries, dairy, fuel, electricity, food, shopping, and whatnot. Not everyone is aware, but using a rewards credit card can be beneficial to earn points and rewards with your daily purchases.
We will spend our regular expenses daily, and if we choose to spend those amounts through a rewards credit card, imagine how many points you can easily earn even while spending money!
There are various rewards credit cards available in the market. Here, we are going to discuss two of the most beneficial cards: Amex Trifecta and Chase Trifecta cards. Let’s get into it and learn more about their benefits, features, plans, rewards offered, and everything else!
Amex Trifecta vs. Chase Trifecta: Everything You Need to Know
Amex Trifecta
AmEx Trifecta, or Amex, consists of three American Express cards: the American Express Green Card, the Platinum Card, and the American Express Gold Card. The Blue Business Plus Credit Card would also be beneficial if you are looking forward to regular expenses.
- American Express Green Card:
Users will receive up to 5 points per dollar and many other rewards. An annual fee might not suit all users, as they charge more than other companies and their cards. The annual fee is $150, but this would be an excellent option if you travel more because the Green card suits those who often travel.
Those looking forward to traveling will earn comparatively more rewards using the American Express Green Card for ticket booking, hotel booking, and other travel-related transactions.
2. American Express Platinum Card:
This is a luxury card with many unique perks. However, along with these rewards and benefits, the company charges a whopping $695 annual fee. Five reward points will be earned per dollar for booking travel tickets through the Platinum Card.
Hotel reservations are also very beneficial and will earn you unbelievable rewards. You will receive a bonus of 80,000 membership rewards after your first $6000 purchase in the initial six months. Users should read a few terms and understand the company’s policies more.
3. American Express Gold Card:
The Gold Card has been designed especially for foodies, as it offers more benefits for dining and food-related purchases. Users will receive four reward points for each dollar spent, which can eventually become exciting rewards.
Users will also earn more reward points while regularly shopping at various supermarkets. After spending around $25000 at supermarkets across the US, there will be 4 points per dollar.
Moreover, new card owners will get 60000 membership points as welcome bonus reward points. The American Express Gold Card’s annual fee is $250, and for other spends such as dining, Uber, and more, there are many other offers available.
Chase Trifecta
A strategic combination of reward points and credit cards can significantly benefit you through regular purchases and spending. Here, we are discussing other Trifects from Chase credit cards. Just like Amex, Chase also offers various reward points and credit cards for you to use to earn greater rewards with regular purchases. Let’s look at the following cards: Chase Freedom Flex, Chase Freedom Unlimited, Chase Sapphire Reserve, and Chase Sapphire Preferred Card.
- Chase Freedom Flex:
If you have been looking forward to having a $0 annual fee reward point credit card, your search ends here. The Chase Freedom Flex card offers up to 5% cash back on $1500 combined each quarter. Also, ticket booking will earn amazing rewards and 3% cashback from various restaurants and medicine purchases. Their upcoming tempting offer is earning 5% cashback from Lyft rides.
2. Chase Freedom Unlimited:
This card is one of the very few 0$ annual charges credit cards. When booking tickets through the Freedom Unlimited card, you will earn 5% through the Chase Ultimate Rewards. There is 1.5% on general spending, whereas there is 3% cashback on dunning and drugstore expenses. Other rewards include redeeming their earned points and earning 5% cash back on Lyft rides, which is their upcoming feature.
3. Chase Sapphire Reserve:
The Chase Sapphire Reserve Card has an annual fee of $550. Users earn 10 points per dollar they spend, and for hotel bookings, car rentals, dining, and more, they earn 5 points per dollar spent.
Chase offers exciting reward points for flight booking, too. Their upcoming offer is to earn 10 points per dollar spent on Peloton purchases and Lyft. Travel and hotel booking will also earn you 1.5 cents per dollar.
4. Chase Sapphire Preferred Card:
The Preferred card has an annual charge of $95 and 5 reward points earned for each dollar spent on travel, hotel booking, and more. For dining, there are three reward points per dollar. Grocery shopping and a few streaming services – three reward points per dollar spent. One reward point will be earned for all users for any other expenses. From March 2025, five reward points will be earned from each dollar spent on Peloton purchases.
Final Words
Whatever card’ Trifecta you choose – Amex or Chase – will benefit you. By using the right card at the proper spend/ payment – you can utilize most of these reward points credit cards and earn more reward points. Before choosing which cards to use, know everything about your daily requirements/spending and choose the most relevant card for your regular spending.