Does Estrella Insurance Provide an Affordable Car Insurance?
In today’s world, the usage of cars is rapidly increasing, and so is the price of car insurance. Car insurance has always been over-priced. It may take $3000 every year as full coverage. A New Yorker pays approximately $3000 yearly for their car insurance.
If we specifically talk about Florida, the car insurance price is around $2700, which is comparatively less than in any other US country. Hence, many people are considering reducing their car insurance, so they visit many insurance companies. Still, they are unsatisfied with their insurance plans, as they are quite costly.
This article introduces you to Estrella Insurance, a prominent car insurance company that mainly focuses on car insurance and provides some other services. We will also discuss these insurance companies’ unique features, discounts, and more.
What is Estrella’s Insurance:
Estrella Insurance is a Miami-based broker selling car insurance policies across multiple states. It offers car insurance, auto insurance, home insurance, and more. The Estrella Insurance firm is very popular in Miami and South Florida.
The company has 40+ years of experience and offers its customers the best services at a very reasonable cost. The agents are very professional and easily understand your needs. They offer you a customized policy that is affordable and best for your car. Regarding car insurance, Estrella Insurance provides three main coverages: property, liability, and medical.
Now, selecting “Estrella Insurance” is very easy. You have to choose the best package at a low price and discuss the selected package with your agent. You will also get discounts if they are available on your desired package. The Estrella agents work across the United States, including Denver, Houston, Dallas, and many other metro cities.
Auto Insurance Services offered by “Estrella Insurance”:
As discussed, Estrella Insurance agents provide their company’s services across the US. Here are the six states where they mainly offer auto car insurance services:
- Arizona
- California
- Colorado
- Florida
- Nevada
- Texas
They are providing three primary coverages to these states, namely:
- Property Coverages:
Property coverages cover all damages incurred to your vehicles, including theft, collision coverage (the cost of repairing after the accident), and comprehensive coverage (outside injuries that occurred to your car). They also cover property damages that occur due to natural calamities, man-made disasters, etc.
- Medical Coverages:
Medical coverage, also known as medical expense coverage, is responsible for your and your passenger’s injuries during the accident. It also covers lost wages, funeral costs, and other costs. In some states, it is mandatory to have PIP (Personal Injury Protection coverage). So, Estrella also provides PIP to its customers.
- Liability Coverages:
Liability coverages protect you from any legal procedure. In many states, drivers must have liability insurance for minor damages and bodily injuries. It helps you recover the damages to someone else’s vehicle or if that person gets serious injuries.
The company offers its customers these three Auto insurance policies at very affordable prices.
Other Products and Services packages offered by the Estrella Insurance Company:
The insurance company provides a few different packages to its customers, including home, life, business, etc.
- Business Insurance:
Estrella Insurance Company helps all business owners by providing them with business loans across the United States. The agency imparts everything to the business owners, from general liability to worker’s compensation. Not only that, but it also provides financial help to business owners to recover damages that occur due to fire or other natural calamities. It also covers the restoration or renovation cost of any business.
- Life Insurance:
Everyone needs a life insurance policy. Estrella Insurance helps you get the best and most secure life insurance policy that saves your life. The firm’s agent will give you the best policy according to your needs. They also try to involve you in the “Obamacare program.”
What is the “Obamacare Program”?
The “Obamacare Program” describes the “Affordable Care Act (ACA)” Program. It simply means this program helps citizens who cannot purchase high-rate health insurance by giving them affordable healthcare facilities.
- Homeowner Insurance:
Home insurance is essential for all homeowners, as it covers many losses of your home and reduces the financial stress of the owner. Estrella Insurance gives customers the best home, room, or mobile home insurance at a lower rate that satisfies their needs and demands. Not only that, but it also imparts lender and rental insurance.
- Auto Insurance:
The Estrella Insurance company also offers multiple Auto insurance quotations from its collaborative companies. The company proposed varied Auto packages with the best prices of auto insurance, and they are also dependable upon individual needs and requirements.
- Commercial Insurance:
The Estrella Insurance firm also helps the transport sector by offering transportation service insurance to them. They will take the services from restaurants, packers and movers, car rental, and even towing services.
- Miscellaneous Insurance:
Besides normal auto insurance services, the company also offers RV or private boat insurance policies. Estrella Insurance offers the best alternative vehicle insurance for the security of your vehicle. It also includes motorcycle and two-wheeler damages.
These are other packages that the Estrella Insurance Company offers.
Why Estrella Insurance Company?
Estrella Insurance has been one of the oldest insurance providers for 40 years. It imparts cost-effective, dependable, and customized services to its customers. The main purpose of Estrella Insurance is to save its clients money. The company finds the best companies from its networks for its clients at affordable rates.
The firm members are very cooperative with each other. Estrella Insurance believes its customers are like family to it.
How Does Estrella Insurance Work?
Estrella Insurance is an insurance broker firm that provides quotations from 30+ partnered companies to its customers. Since all drivers are not ready to afford high-rate insurance, the company offers low-rate insurance policies. The agent will also suggest a suitable insurance policy to its customers.
If anyone wants to take Estrella Car Insurance, then they should follow the following three steps:
- Select suitable coverage:
Estrella Insurance first takes detailed information from its clients about their vehicles and other additional details. Based on these details, they choose the best quote for their customer.
- Comparing the best auto insurance quotes:
Clients first compare the rates of different agencies and then see the discounts other companies offer. Based on that, the client discusses further information with their agents.
- Finalize and start your best auto insurance policy:
After finalizing the policy, the client begins their life-saving journey with Estrella Insurance.
So, these are the steps to be considered when you go for Estrella Auto insurance.
How Much Does the Company Charge New Customers?
As we discussed earlier, the company is not a technical insurance company but an insurance broker company. So, a few different factors affect the premium cost for its new customers.
The four most significant factors that affect the premium cost are the driver’s age, driving history, location, and credit score. A driver’s score will earn you more benefits from the insurance company.
What makes Estrella Insurance Company different from other Insurance Companies?
Here are a few valuable points of the Estrella Insurance company that bring uniqueness to the firm.
- The company provides appropriate guidance to its customers, which helps clients decide on a suitable policy based on their requirements. By doing this, the agents save both clients’ time and money.
- The agents will offer customized services, too, if clients need them.
- The agents are very friendly, and their community workers are also cooperative. This increases the company’s reputation amongst different insurance companies.
- Estrella Insurcompany uses two languages to communicate with its clients: English and Spanish. However, they mostly prefer Spanish.
- The company also offers departure services through its departure division and offers its clients free immigration consultations.
- The company also protects its clients against traffic tickets. They have started its traffic defense only from $69.
Discounts Offered by the Estrella Insurance Firm:
The companies offer a few discounts to their clients, such as;
- Bundling Discounts:
Clients who purchase more than one insurance policy get a bundle discount. For example, clients get a bundling discount if they buy auto, home, and life insurance policies.
- Safe Driving Discounts:
If drivers have more than three years of safe driving records with no accident charges, the company may grant them a secure driving qualification.
- Multi-Discounts:
If drivers use multiple vehicles, the company offers them a multi-driver discount.
- Good Student Discount:
Estrella Insurance also offers discount offers to Good students. This means that students under the age of 25 who regularly attend classes and get 1 grade are eligible for these discounts.
Overview:
Estrella Insurance is a notable insurance broker firm in Florida. The company has 40 years of excellent experience in auto insurance firms. Likewise, they work with 30+ insurance companies and provide the best quotations for their clients. It is one of the best companies that primarily focuses on customer benefits and offers affordable and time-saving deals to its clients.
This article also discusses the company’s uniqueness, other packages offered, and discounts that no other firm provides. The best reason people recommend this company is its friendly and helpful nature and the loyal price it charges its clients.