Liposuction: Insurance, Costs, And Options

Liposuction: Insurance, Costs, And Options

Nowadays, people focus more on their health and shape. They eat more fruits and organic vegetables to keep themselves healthy and continuously follow their routine exercise and diet plan to maintain their body shape. ,  But what about those who cannot reduce their fat, even after doing lots of exercise and dieting? Not only that but being over-weighted also causes a lot of diseases, which impact your life.

So, in such a situation, some doctors suggest their patients go for some cosmetic surgery, which helps them to reduce their fat as well as helps to give them a better shape. But, the thing is, cosmetic surgery is completely a different thing, and it is not included in most health insurance policies. . And if only a few people can afford the cost of cosmetic surgery, what about others? How can they apply for this treatment? How do they manage to pay its price? And many more questions arise. 

This article will provide you with more information about one such cosmetic surgery, “Liposuction.” which is for removing additional body fat. We will also discuss its merits and demerits, procedure, risks, actual cost, and other financial options some surgeons provide.

What is Liposuction?

Liposuction is a cosmetic surgery that removes the fat that your diet plan or exercise cannot remove. Liposuction is also known as “Lipoplasty” or “Body Contouring Technique.” In 1975, Italian researchers Georgio and Arphad Fischer first thought about this procedure. They invented a new cosmetic surgery named “Liposuction” to remove the additional fat from the skin, intestines, thighs, etc. Liposuction completely depends upon the patient’s body, shape, and requirements.

Generally, all cosmetic surgeon implies this procedure on the patient’s belly, thighs, buttocks, back, arms, or face to improve the shape. But when it comes to Liposuction, you can follow this treatment for plastic surgery, such as facelifts, breast reduction, tummy tucks, and several other plastic surgeries. 

Note: Always remember that Liposuction is not for a weight reduction process. Hence, if the patient wants to do Liposuction for weight loss, they have many other options to follow. 

Advantages and Disadvantages of Liposuction Surgery:

It’s very important to know the advantages and disadvantages of any surgery before moving for it. So, here we are presenting some merits and demerits of Liposuction surgery.


  1. Body Contouring.
  2. It improves the shape of your body parts.
  3. Compared to other surgery, it is less painful.
  4. It controls the chances of getting Cardiac arrest and Knee replacement.
  5. Liposuction surgery reduces the diseases like Diabetes, thyroid, etc.
  6. The main advantage of this surgery is that it covers all the essential parts of your body and gives a better shape to them.


  1. It may take 3 to 6 months to get the final result.
  2. The chances of infection are high if the patient is not taking proper care.
  3. This surgery is quite risky compared to others.

Types of Liposuction:

The following is the list of different types of Liposuction procedures:

  • Tumescent Liposuction:

Most people prefer this Liposuction surgery, where the surgeon injects saltwater into all the fat areas. The injection is a mixture of certain medicines, like epinephrine, which decreases the blood flow in their veins. The surgeon prefers the easiest solution as it reduces blood loss and can easily remove fat. 

  • UAL:

UAL stands for Ultrasound-Assisted Liposuction. In this procedure, your surgeon uses Ultrasonic energy through a metal road and places it under your skin from where they have to burn the extra fat.

  • VASER:

VASER is another type of UAL. It is made of stainless steel material and uses its ultrasound waves to break your fat cells and fat from your body. VASER stands for Vibration Amplification of Sound Energy at Resonance.

  • Suction-Assisted Liposuction:

It is one of the oldest forms of Liposuction, which takes the help of vacuums to remove the fat from your body.

  • PAL:

The PAL is useful for patients with an access amount of fat. It is a small cannula ( small stainless steel tool) that moves in all the fatty areas and removes the fat. PAL represents Power-Assisted Liposuction.

  • Laser-Assisted Liposuction:

Laser-Assisted is a small type of laser light used to liquefy your fat. It is further divided into two kinds, Smartlipo and SlimLipo.

Who is not Eligible for Liposuction:

Not all people are eligible for this treatment; here is the list of people who is not able to go for this treatment.

  • If the patient is underweighted.
  • Those who have BMI over 25.
  • Anyone who has poor skin.

Risks and Benefits of Liposuction:

Every treatment involves some side effects and benefits, and knowing about those side effects before  Liposuction surgery is essential for patients. So, here we are  discussing some of the risks and benefits of Liposuction:


  1. Bleeding,
  2. Pain or discomfort,
  3. Chances of Infection,
  4. Contour Deformities,
  5. Bruising,
  6. Change in skin sensation, etc.

Benefits of Liposuction:

  1. The best solution for those who suffer from excess fat tissue.
  2. A perfect body shape.
  3. It is less complicated than other cosmetic surgery.

So, one must consider the above-mentioned points before moving further toward surgery.

Preparation Before the Surgery:

Before going for surgery, the patients must follow the instructions given to them by their surgeon, like,

  • Patients must avoid taking any pills a few before the surgery takes place.
  • Consuming alcohol is strictly prohibited.
  • They have to visit a lab for several test reports.
  • Must avoid smoking habit before and after surgery.


All surgery involves a varied type of procedure according to the patient’s requirements and situation. Some patients only need a few hours to complete their surgery, whereas some patient needs 6 to 7 hour to complete their surgery. So, here we are discussing a few steps related to the Liposuction procedure.

  • Anesthetic:

We all are aware of the use of anesthetic, right? The anesthetic is essential to every treatment because it relieves the patients during the surgery. The effects of anesthetic last for 1 to 4 hours and even more according to the treatment.

The Anesthetic is further divided into two parts:

  1. General Anesthetic is mainly used when a patient wants to remove any lower part fat. It includes some specific areas.
  2. Local Anesthetic is used when a Liposuction is done on very small body parts. It includes all areas.

The other procedure depends upon the patient, i.e., which type of Liposuction procedure the patient wants, such as;

  • Tumescent Liposuction
  • Dry Liposuction
  • UAL
  • PAL
  • LAL, etc.

Actual Cost of Liposuction:

We all know that the actual cost of any cosmetic surgery is quite expensive than the other types of surgery because it re-designs your body and gives it a better shape. The charges also include a few additional factors, which hugely impact the actual price of the surgery. Once the patients visit their surgeon’s clinic, the surgeon discusses all those factors responsible for the price rise; not only that, but the location and the surgeon’s experience also impact the actual cost of the surgery.

Additional Factors that Affect the Actual Cost are Mentioned Below:

  1. The geographic location of the clinic
  2. Experienced surgeon
  3. In which area are patients planning for Liposuction surgery
  4. Additional body contouring surgeries
  5. The technology surgeons use  for the operation

Does  Insurance Cover any Liposuction Cost?

Many people wonder if any Liposuction is ever covered by insurance because the actual cost of Liposuction is only affordable by some people, then what about others? Many people need Liposuction surgery but avoid it because they don’t have enough money to spend on it. So, in such a situation, the patient may take the help of an Insurance company, but the thing is, health insurance will not provide any policy related to cosmetic surgery.

In that case, the patients take help from their insurance company and ask them to offer any policy that can bear the cost of cosmetic surgery, such as Medicaid insurance policy, which covers much cosmetic surgery, but has some eligibility criteria too. 

Medicaid is only useful when there is any medical emergency for doing this surgery or whether the doctor recommends it. Similarly, in the case of Liposuction too, Medicaid insurance only agrees to give an insurance policy if any surgeon recommends it. Otherwise, you are responsible for paying for the Liposuction. 

Other Financial Options:

Other than taking the help of an Insurance company, you may select some financial options too, which help you to reduce your actual cost.

  • Credit Card:

The credit card option is frequently used by patients undergoing  Liposuction surgery. It is because the credit card charges a lower interest rate than others, and it may not have an interest promotional period.

  • Personal Loan:

The easiest way to manage your Liposuction cost is by using a personal loan. The interest rate of a personal loan is comparatively lower than that of a credit card. If the patient has scheduled any repayment procedure, you can also easily pay that amount.

  • Healthcare Loans:

Healthcare loans are specifically made for such type of surgeries, and it offers many options for repayment, but the thing is, the interest rate of healthcare loan is comparatively high.


Liposuction is a cosmetic surgery that helps remove the extra fat from your body and gives your body a better shape and curves. It helps to remove the fat from certain body parts, such as intestine fat, thighs, back, etc. 

This article discussed all the essential information about Liposuction, including its risks and benefits, types, actual cost, other financial options, and so on.

Leave a Comment