How To Get A Tummy Tuck Paid For By Insurance?

How To Get A Tummy Tuck Paid For By Insurance?

As time changes, people of this generation are more focused on their health and body. This article offers essential information about tummy tuck surgery, its effects, benefits when to do it, whether you get insurance and everything you want to know about it.

What is a Tummy Tuck?

An Abdominoplasty is a process that flats the intestines by eliminating the extra fats and skin and strengthening the muscles in your intestines wall. This procedure is also known as Tummy Tuck surgery.

The tummy tuck protrudes process that can help to improve the glance of the intestines. This surgery is for those who want to enhance the look of the abdomen. It is expensive and quite risky surgery.

Who can go for Tummy Tuck Surgery?

The tummy tuck surgery is for both men and women with good health and a stable weight. And, if they are a non-smoker, they will be best suitable for this surgery. A tummy tuck differs from liposuction (surgery to remove fat deposits). Many doctors suggest liposuction surgery to their patients as it is part of a tummy tuck. Women who suffer from several stretches after pregnancy or for other reasons can undergo liposuction surgery. 

The tummy tuck is an alternative option for those who have undertaken the surgeries like obesity to lose their fat but still have excess fat deposits or skin in intensive parts. 

Avoid the Tummy Tuck Surgery:

If any woman is planning for future pregnancy, then they should avoid tummy tuck surgery until the birth of a child. Because this surgery mainly works to strengthen your vertical muscles, it affects your body if you are planning for a future pregnancy. It again separates your vertical muscles during that period which causes more damage to your body. One of the essential pieces of information about tummy tuck surgery is that it causes a mark on the intestine and depends upon the extra fat that person has. 

So, before planning anything about this surgery, it is better to take advice from your plastic surgeon, who can provide detailed information about it and guide you with its appropriate process. Until that, it is better to avoid planning for tummy tuck surgery.

When is the Right Time for Abdominoplasty?

Smoking causes dangerous effects on your body, especially when you are planning to go through tummy tuck surgery. So, as per the recommendation given by your surgeon, you have to stop smoking one month before your surgery and a few weeks after the completion of surgery. 

Ensure that proper nutrients are essential before going through this surgery. So, consuming highly nutritious foods and dieting may cause some complications during the surgery, so dieting is prohibited one month before this surgery.

As part of your pre-surgery, your surgeon may restrict you from consuming any medicine because it makes your blood thin. Taking any protein supplements for dietary purposes is also prohibited before and after the surgery. 

Pre-recovery set up at Home:

A few things you must set up at your home before undertaking this surgery are:

  • Pre-arrange the clothes that are comfortable to wear.
  • Keep phones nearby for any medical emergency.
  • Buy a bathing chair.

Arrange the above things before you go for surgery.

Process of Tummy Tuck Surgery:

The tummy tuck surgery takes approximately one to five hours, depending on the type of surgery the patients want. Generally, the surgeries work as inpatients procedure. After completing this surgery, the patients need one person to stay with them for the night after the surgery.

Forms of Tummy Tuck Surgery:

  • Complete Surgery:

Under complete Abdominoplasty, the surgeon cuts the intestines from the hip bones and covers the skin, tissues, and muscles per their needs. It includes moving the belly button; patients may have to use a drainage bag for a few days after the successful completion of the surgery.

  • Half Surgery:

This surgery is also known as partial or mini abdominoplasty. The people whose fat is deposited below the navel can go through this procedure. This process stagnant your belly button; it takes a maximum of two hours, depending upon the patient. 

  • Circumferential Surgery:

This surgery includes the back area. If any patients have extreme fat in the back and abdomen, they can go for this surgery. This procedure helps you remove the extra fat from the hip and rare side and assist in improving body shape.

After the surgery, the surgeon covers your marks with stitches and bandages. And you may have to wear an electric bend or comprehensive garments, as per your surgeon’s instruction. It is essential to take care of every instruction your surgeon has given you, which is beneficial for your fast recovery.

How Much Does it Costs?

The cost of a tummy tuck depends on where you want to do the surgery and which type of surgery you want. In India, the price of tummy tucks starts from 1,25,000 to 3,50,000. And the surgeon may offer some discounts or an EMI system, which can be helpful to you.

Is there any Insurance Policy that can be helpful for Cosmetic Surgeries:

Cosmetic surgeries like tummy tucks are very expensive and not affordable for everyone. As it is cosmetic surgery, the health insurance will not include this part in its plan. So, for this type of surgery, we may have to take another insurance called “Medicaid.” 

Medicaid insurance policy is very expensive than health insurance because health insurance will not have any useful policies for cosmetic surgeries.

About Medicaid Insurance:

Medicaid insurance is for those who need the medication and cannot pay for some surgeries. The Medicaid insurance companies read their clients’ cases, and according to their emergency, they give them Medicaid insurance plans.

Medicaid Insurance is not for Everyone:

The company will not give their insurance to those who have no medical emergency for cosmetic surgeries like tummy tucks. For instance, If anyone wants to do a tummy tuck surgery only to give shape to their body, the company will not pay for it.

When Medicaid Insurance Pays for the Surgeries:

Suppose an overweight person suffers from any disease and a doctor recommends them. In that case, cosmetic surgery is essential to save their life. Then the Medicaid insurance companies are ready to pay for it.

Some Situations when Medicaid Insurance Paid for Tummy Tuck Surgery:

  • The first situation is when the doctor recommends the procedure.
  • You need to prove to the insurance company your medical necessity. Whether by showing them the reports or by consulting them with your doctors.
  • If the person is overweight and has excess skin fat, which causes body pain like back pain, they may go for Medicaid insurance.
  • It is also useful in other circumstances. For example, if you have to do a tummy tuck surgery and the doctor has done liposuction simultaneously, then that cost is also recovered by using Medicaid insurance.

Other than this, circumstances are not covered by Medicaid insurance.

Complications During Tummy Tuck Surgery:

  1. Liver Diseases (if the patient is smoking-addicted).
  2. Blood clots.
  3. Infection.
  4. Wound separations, and many more.
  5. Heart-related diseases.


Tummy tuck surgery is life-saving and life-changing surgery. This article mentions all essential information related to tummy tuck surgery. People who want to undertake this surgery must be prepared mentally and emotionally. 

Tummy tuck surgery is one of the cosmetic surgery which will not be a part of our health insurance. So, the insurance company has introduced Medicaid insurance plans for those who want cosmetic surgery. Still, Medicaid insurance has some criteria mentioned in this article, and only those eligible for those criteria can go for Medicaid insurance. Other than this, Medicaid will not cover any cosmetic insurance.

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